Chat with us, powered by LiveChat

Certificate IV in Finance and Mortgage Broking

Course Code FNS40821

Duration
  • Part Time
  • 5 months
Delivery
  • Online
Intakes
Campus
  • Off Campus

This course is not available for International Students

Overview

The Certificate IV in Finance and Mortgage Broking equips learners with the skills to succeed in the mortgage broking and finance industry. Delivered remotely via WebEx, the course combines live interactive sessions, recorded content, and online resources with guidance from experienced mortgage brokers and industry mentors. Covering financial regulations, ethical decision-making, client relationships, loan applications, and business growth, learners gain hands-on experience in credit assessment, financial product sales, and client management, preparing them for ASIC-compliant pathways into the mortgage broking profession.

Career Opportunities

  • Mortgage broker
  • Finance broker
  • Credit and loans officer
  • Loans processor

Pathway to further studies

  • FNS50322- Diploma of Finance and Mortgage Broking Management or into the Finance sector as a loans processor or aggregator credit representative of a lending institution.

Studying the Certificate IV in Finance and Mortgage Broking at Holmesglen

Studying the Certificate IV in Finance and Mortgage Broking at Holmesglen provides students with practical skills and foundational knowledge essential for the mortgage broking industry. Guided by experienced mortgage brokers and industry mentors, students learn in a supportive environment that combines theoretical insights with real-world applications. Training takes place in facilities tailored for finance education, ensuring a professional and hands-on learning experience. This course meets the minimum entry requirements set by the Australian Securities and Investments Commission (ASIC), providing students with a clear pathway into the industry. Holmesglen’s dedicated teachers and support services empower students to build confidence and competence, preparing them to succeed in the fast-paced world of finance and mortgage broking.

Entry Requirements

To be eligible for enrolment, students must be at least 17 years of age at course commencement. It is preferable that students also meet one or more of the following, although these are not mandatory prerequisites:<br>• Work experience in any industry involving business-related documentation<br>• FNS42022 Certificate IV in Banking Services (or a similar qualification)<br>• VCE Year 12 or equivalent. Year 12 students can apply through VTAC<br>• Mature age applicants (non-Year 12 and away from formal study for at least one year) can apply directly to Holmesglen
Prior to enrolment or commencement of training you will be required to complete a literacy and numeracy assessment and a pre-training interview. These will assist with determining your suitability to the course, verify your training plan, and identify any learning support needs.

Recognition of prior learning

You may be able to reduce the number of units to be studied in your chosen course by measuring skills acquired through work, life experiences or qualifications obtained from formal studies or training. AQF qualifications and statements of attainment issued by another registered training organisation will be recognised by Holmesglen. Read more about Recognition of Prior Learning, Credits and Advanced Standing.

Course Structure

Timetable

To achieve your Certificate IV in Finance and Mortgage Broking, you’ll need to complete a total of 12 units: 7 core units and 5 electives. These electives have been carefully selected by Holmesglen based on feedback from industry experts, ensuring you gain the most relevant and up-to-date skills.<p><strong>Core Units:</strong><br>These are the foundation of your qualification and will equip you with the essential knowledge and skills to thrive in the mortgage broking industry. In the core units, you'll learn the fundamentals of mortgage broking, from complying with financial regulations and maintaining professional relationships, to preparing loan applications and staying up-to-date on financial products. These units ensure you're ready to navigate the complexities of the financial services industry with confidence, while building the skills to manage both your personal and professional development.<p>Elective Unit:<br>The electives are where you can fine-tune your skills, making sure you're equipped to handle the more specialised aspects of the job. You’ll cover ethical decision-making, assessing credit applications, implementing credit contracts, and more. These units provide the flexibility to build expertise in areas that matter most to your career goals.<p>Ready to build your future? With flexible course delivery and industry-relevant content, this program is designed to set you up for success in the fast-paced world of finance and mortgage broking.
Unit code Unit name
FNSFMK515 Comply with financial services regulation and industry codes of practice
FNSCUS511 Develop and maintain professional relationships in financial services industry
BSBPEF501 Manage personal and professional development
FNSINC412 Apply and maintain knowledge of financial products and services
FNSINC411 Conduct work according to professional practices in the financial services industry
FNSFMB412 Identify client needs and present broking options
FNSFMB411 Prepare loan applications on behalf of clients
Unit code Unit name
FNSCMP501 Comply with financial services legislation
FNSINC514 Apply ethical frameworks and principles to make and act upon decisions
FNSCRD401 Assess credit applications
FNSFMB511 Implement credit contracts in preparation for settlement
FNSSAM413 Identify and provide initial information to potential new clients

Assessment

Assessments are designed to provide learners with opportunities to demonstrate they have attained the required skills and knowledge using a range of practically based activities and tasks, as required by recognised standards.

How to apply

Direct

Click the ‘apply’ button below to start your application. Our Holmesglen team will reach out to discuss your study options and pre-training requirements.

No ‘apply’ button? Click ‘enquire online’ to register your interest for our next available intake. 

Visit How to Apply for more information on the application process.

Recruitment

Holmesglen may engage third parties to recruit students on behalf of the institute. Third party recruiters receive a commission and this will not impact on your fees.

Find out more about your rights and obligations as a student and the services we provide at Holmesglen.

Outcomes

Qualification and Recognition

Upon completion of this qualification learners will receive the nationally accredited FNS40821 Certificate IV in Finance and Mortgage Broking.

Industry Connections

Fees

Tuition fees GST exempt Cost
Full Fee $2,889
Mandatory Non-Tuition Fees Cost
General Services Fee $80 Per Semester
General Services Fee (Concession) $40 Per Semester

The General Services Fee (GSF) at Holmesglen is a mandatory annual fee applicable to all students enrolled in Certificate I through Advanced Diploma courses. This fee supports various student services such as counselling, welfare support, and learning assistance provided by our dedicated student support and wellbeing teams. For more details on the GSF and its specific allocations, please visit the <a title=" General Services Fee page" href="/current-students/course-resources/fees-and-payments/General-Services-Fee.html">General Services Fee (GSF) page</a>.

Additional Course Cost

The indicative additional course costs for this course are $150-$250. This is for items including, but not limited to <br>- Course Learning Manual <br>- Learners Guides and textbooks. <br>- Learning activities and resources.

All fees are indicative only. Your fees will be calculated on your individual circumstances at the time of enrolment. Training is delivered with Victorian and Commonwealth funding. <a href="/study-with-us/tafe-study/tafe-fees-and-funding">Find out now if you are eligible for Government-subsidised fees or Concession. </a>

 

Upcoming open day

Upcoming open days description text

Upcoming open day

Upcoming open days description text

No result

No result description

Error title

Error description